Buying health insurance

Health insurance is one of the financial products that every individual and family must have. Health care costs are rising. Rather than put yourself and your family at any financial risk, its worth spending a few thousand rupees per annum to get the even the most basic of health insurance coverage.

Here we give you some tips on how to buy health insurance.

How to buy in 5 easy steps

1. Decide on the family members that you want to cover through health insurance

2. Decide on the amount of coverage needed, based on your estimate of health costs and your existing coverage from employer provided insurance etc.
3. Compare the options of taking individual policies vis a vis a floater policy, or critical illness or other specialized policies based on your requirements.

Love, Sex and Adultery in Ancient Egypt

Women had more freedom than their counter parts in Mesopotamia, for instance, but never as much as Paris Hilton and pals. Egyptians married young, very young indeed, and, in royal families, between themselves. Childbirth was dangerous but encouraged in ancient Egypt - prosperity was a goal for everyone and that included having a big family. The love and sex lives of the Egyptians were as complicated as they are today. Turin's famous Erotic Papyrus assures us that the Egyptians were sexually adventurous, with a penchant for naked belly-dancing, and collections of love poetry from the Amarna era reveal that they were also big romantics. According to Angelina Jolie in recent news “fidelity is not essential in her relationship with Brad Pitt”, but adultery is one of the oldest reasons for divorce, death and depression - the 3 D’s - and in ancient Egypt as in most of the modern world, women often still file for divorce on the grounds of adulte...

Travel Geneva

Geneva is a world city, a city characterised by its cosmopolitan population. People come here for many reasons, from humanitarian commitments, attending trade fairs and festivals to diplomatic and cultural activities. Geneva can be considered as the world's smallest metropolis and the headquarters of some of the most prestigious organizations in the world such as The Red Cross and European HQ of the United Nations. The town is situated in the laps of nature. A stroll within the city limits, along the shores of the lake with its famous water jet or up into the Old Town are sure to stay in your memories for a long time. Geneva has a very vibrant and multi-cultural night life. As and when the enjoyment reaches its peak, you are sure to feel that you are in France. Why Visit Geneva? European United Nations and Red Cross HQ Famous water jet in the lake 2000 years old Cultural and historical centre Trade Fairs and Festivals. Renowned for Cuisine and Wine. Lugano Tourism ...

Pre-disbursal home loan terms

There are many technical terms you will come across when applying for a home loan. For instance, words like credit appraisal, underwriting, and loan-to-value are common terms used by lenders before disbursal of loans. Here we describe these terms. 1. Credit appraisal: This is the process which determines the credit worthiness of a borrower. It is a part of the verification process wherein officers from the loan provider verify details like your employer, your income, number of dependents, your loan history and review documents such as your your bank statements and salary slips. Every lender has its own appraisal officers for this purpose. In order that you get a clean chit at the end of this process, its best if you have a maintained a clean credit history on any existing loans and borrowings. 2. Underwriting: Like credit appraisal, underwriting too forms a part of the verification process and also involves an assessment of the loan eligibility...

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